Life-&-Disability-Insurance Life & Disability Insurance

 

It may be difficult to imagine a time when you won’t be there to help provide for your family, but a quality life or disability insurance plan can help ease your mind.   Henry D. Bean & Sons Insurance offers programs to help you meet your life insurance requirements for both personal and commercial plans.  We’ll help you get quality insurance at a competitive rate to give you peace of mind that your family is protected.

Life Insurance – Life Insurance comes in the form of Term Life Insurance as well as Standard Life Insurance.  With Term Life Insurance, you pay for a certain amount of coverage over a specific “term”, or period of time.  Life Insurance can be used to cover a variety of expenses that your dependents may have to settle upon your passing.  Debt coverage helps them pay off any debt that you carry such as a mortgage, car payment, credit card debt, etc.  Medical and Funeral expenses can also be covered.  Finally, money can be set aside to cover other pending major expenses that your family may have to deal with such as college tuition for children, or nursing home fees for elderly parents.  A variety of insurance plans are available to help you find the best plan for you.

Disability Insurance – If you are the main bread winner in your family, this insurance may be important for you.  It is especially important for those who work physical jobs where they are more likely to become injured, or where a disability may hinder them from being able to do the work.  Disability Insurance will help cover lost wages and medical expenses for your care.  Both personal and commercial plans are available for this type of coverage.

Henry D. Bean & Sons Insurance offers Life Insurance and Disability Insurance plans.  Our staff can help you compare rates and find a plan from a trusted insurance provider.  Contact us today for more information about Life and Disability Insurance.